Texas Motorcycle Insurance Policies And Kawasaki Fairings

Texas drivers who have abandoned cars in order to save money on gas by riding a motorcycle need to understand the requirements and options available to them in the form of motorcycle insurance policies and coverage. Liability insurance is mandated by Texas, and motorcycle liability coverage is the same as that for an automobile: 25/50/25. It is wise to invest beyond the bare minimum of liability insurance, however, when seeking to indemnify your new motorcycle. http://www.idealhere.com/wholesale-Motoring_c1

You should work with a licensed agent to assess what is called your asset exposure. This helps calculate the potential loss you could incur if you are ruled at fault for an accident and do not have the right type of coverage in your motorcycle insurance policy to protect you against that loss. Most motorcycle insurance carriers prefer the insured carry guest liability insurance in order to cover more than just themselves. This is because a passenger on the bike has the same rights to claim injury as someone struck by the bike should the cyclist be ruled at fault. Also, even if you are not ruled at fault, and a friend or loved one is injured in an accident, would you not want to cover the expenses of their medical bills should they be seriously hurt even if it is technically no fault of your own?

Read more »

Motorcycle Safety Tips

Whether you have been riding a motorcycle for ages or you are simply in a place where you are looking to start, you will find that you always need to be mindful about your own safety and that of the people around you. Although they have a reputation for danger, motorcycles are quite safe to ride as long as you keep a few things in mind. When you want to make sure that you are going to be riding safely, here are a few tips that you need to keep in mind.

1. Wear a helmet

Read more »

Motorcycle Insurance Tips

Motorcycle Insurance Tips

In many states, it is mandatory to have insurance on your motorcycle. In addition to covering any loans on the bike, the insurance is designed to cover medical bills for personal injury as well as for collision costs. Even if motorcycle insurance isn’t mandatory in your state, it is still a good idea to have it. You never know when you may need it. Many people think motorcycle insurance is too expensive to have, but it is really affordable. There are some great tips to help you get the best possible rate.

If you haven’t taken a motorcycle safety course, you should. Not only will it help you become a better motorcycle rider, it will also help you earn a discount on your motorcycle insurance. This is because motorcycle companies feel an informed rider is less likely to make common mistakes or to indulge in reckless behaviors. If you currently have any kind of insurance on your home or other vehicles, that particular company will likely offer you a significant discount on insurance coverage for your motorcycle.

Read more »