Securing Motorcycle Loans For Bad Credit Individuals – 5 Tips

The dream of owning a shiny new or utilized motorcycle is shared by quite a few people, but only a fortunate couple of are able to afford a very good 1. The motorcycle is a symbol of freedom, passion, and independence in our post-industrial age. Whether or not you are searching for the classic look (like a Harley), a touring bike, or a superfast sport bike, the thought of owning your own bike can be tantalizing. Also, in today’s world where gas can cost much more than /gallon and commute times are getting longer, purchasing a fuel-efficient motorcycle can be a smart financial move as well. All this is true, of course, if you can get the financing you need!

If you occur to have a low credit score due to past unpaid bills, bankruptcies, or just a lack of sufficient credit history, securing financing for a motorcycle can be tricky. Fortunately, being what banks call a “bad credit individual” does not mean that you can not be a “bad boy (or girl) of the road” with your own motorcycle. It is my belief that everyone ought to have the chance to ride a two-wheeler, regardless of their credit rating.

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Getting a Great Deal on Your Next Motorcycle ? The Puppy Dog

So what do puppies have to do with negotiating for a motorcycle? It is assumed that you want to get your bike for the least amount of your money, and that you are looking out for your own best interests. However, you might be unwittingly working against yourself if you are unaware of a strong emotional force present in every transaction.

** The following is excerpted from the book, The Perfect Motorcycle: How to Choose, Find and Buy the Perfect New or Used Bike. The information provided here will give you a framework to guide your motorcycle purchases. Space limitations preclude an in-depth discussion of the subject. You can find out about the book at There are also 18 checklists and worksheets available for download at that you can use to supplement the information in the book.

Professional sellers know many ways to tip the scales in their favor and get the most money for their products. Professional selling methods include techniques to close the sale to prospective buyers, appropriately called “closes.” The Puppy Dog Close is the most powerful closing technique used by sellers to win an emotional commitment and to even have the prospect help sell the product to them. But, what the pros don’t tell you is that this technique can be used on either side—you can also use this approach in your favor. It is also important to realize that this emotional mechanism is in play in every sale, even when a professional isn’t involved.

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Dual Purpose Riding the Lost Coast


The Lost Coast


     The day had finally arrived to ride the Lost Coast. Immediately upon being stationed back in Northern California I traded in my BMW RT 1100 for a 2008 KLR 650. What far better route for an inaugural ride? After many years of “hotel” touring I was transitioning back to my “pack it light, freeze at night” mode of travel. The Usal Road and Lost Coast road conditions were an unknown. The winter months of 2008 had seen a lot of rain on the North Coast near Eureka California and my research indicated that the roads could be impassable if wet.  Would the KLR be able to conquer what the King’s Range and Sinkyone Wilderness threw our way in late March? To hedge my bets I packed two motorcycle tie down straps that could achievable double as tow straps. My riding partner for this trip would be a college roommate from 19 years ago. Glenn had called the day prior with a cryptic, “I’ve bought some thing that will manage anything the road will throw at us.” Cryptic messages are normally never great. Maybe the extra space the straps would take was inexpensive insurance. Where we had been going Triple A would fear to tread.

Sunday’s early morning begin was delayed until 3:00 pm due to Easter commitments. The afternoon came and went. I received a call from Glenn that his new mystery machine would not start. Undoubtedly a dark harbinger of things to come. The afternoon ticked by and 5:00 pm turned to 7:00 pm. Glenn limped into Rohnert Park, CA around 8:30 pm, cold, lost but armed with a hearty appetite and an equally hearty and upbeat attitude; absolutely the kind of partner  and attitude you require when venturing into the unknown. The said mystery machine came in the form of a 1985 KLR 600! The .00 museum piece was a steal until the challenging starting bike continued to flood the aftermarket two stroke carburetor and killed the battery (steal was the correct term but only time would tell who the victim was). Ever resilient, Glenn fixed the issue that Sunday and forged ahead from Sacramento to Sonoma County. My mom was all too happy to feed the tired road warrior with a house cooked meal. We modified the game plan that night and decided not to ride the Trinity Heritage National Scenic Highway (also recognized as Hwy 299/3) and the Bigfoot Scenic Byway (Hwy 96) loop out of Eureka. The bikes had been prepped and ready despite a little incident with my newly bought mount. I realized I shouldn’t have procrastinated in buying a center stand. Even though filling the tires earlier in the day the bike fell over as I pushed on the stems with a bit too a lot vigor. To the KLR’s credit, the new plastic radiator shrouds withstood the tip over and the “Bug” (as my daughter calls it) came away with only two minor scratches.

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